When a hurricane or severe storm rolls through Central Florida, your roof takes the brunt of it. If you suspect damage, the steps you take in the first days matter — both for protecting your home and for any insurance claim. Here is what to do.
1. Stay safe first
Do not climb on your roof, especially when it is wet or damaged. Look for obvious signs from the ground: missing or lifted shingles, debris, dented gutters, or water stains on your ceilings. If water is actively coming in, that is an emergency.
2. Stop further damage
If you have an active leak or a breach in the roof, emergency tarping can stop water from spreading through your insulation and ceilings. Most homeowners policies cover reasonable steps to prevent further damage, so document the situation as you go. Rune Roofing offers rapid emergency tarping to secure your home until a permanent repair.
3. Document everything
Take photos and video of the damage from the ground, inside the attic, and of any interior staining. The more thorough your documentation, the stronger your insurance claim. Note the date of the storm, since policies often have a limited window to file.
4. Get a professional inspection
Storm damage frequently hides in plain sight — bruised shingles and broken seals that pass unnoticed from the driveway. A professional post-storm inspection finds the full scope of damage and produces a report formatted for your insurer.
5. File your claim with help
When you file, having your roofer document the damage and meet the adjuster on site helps make sure nothing gets overlooked or underpaid. You handle your deductible; a good contractor handles the paperwork and the work.
A word of caution
After big storms, out-of-area "storm chasers" flood neighborhoods offering quick fixes. Be careful: a local, licensed contractor you can find again next year is worth far more than a door-knocker who disappears after cashing the insurance check.
Rune Roofing is local to Altamonte Springs and handles storm claims end to end. See our storm damage service or call us for a free inspection.
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